School costs

Private school tuition & required fees

Tuition at a Direct Payment School is the one expense both North Carolina programs pay, and ESA+ pays it before anything else.

Last verified: October 2026

Can ESA+ pay private school tuition in Charlotte?

Yes. At a Direct Payment School, ESA+ pays tuition and required fees first, twice a year, and any money left after tuition can go to other allowable expenses. Tuition also counts toward the $500 academic spending rule.

ESA+Allowed

Paid to Direct Payment Schools in the fall (August/September) and spring (January/February).

Opportunity ScholarshipAllowed

The whole purpose of the grant; it can never exceed the school's required tuition and fees.

What are the ESA+ rules for tuition and fees?

  • The school must be on NCSEAA's Direct Payment list for the year, and the student must be enrolled and attending by October 1 for fall funds.
  • Required fees can include books, transportation and equipment the school requires; schools may not add fees because a student holds a scholarship.
  • If tuition is more than the award, the family pays the difference; if it is less, an ESA+ balance stays in the account.

Allowed vs not allowed

ESA+ can pay forESA+ cannot pay for
Tuition at a 2026-27 Direct Payment SchoolNext year's enrollment or registration deposit
Required fees the school bills, such as required booksOptional fees such as trips, clubs or aftercare

How does this work for a Charlotte-area family?

In the four-county region, 134 schools were on the 2026-27 Direct Payment list. Schools built for learning differences, such as The Fletcher School, Crossway Academy and Cyzner Institute, are among them.

Plan my child's ESA+ spending →

Source: NCSEAA ESA+ Parent Guide to Allowable Expenses, 2026-27; ESA+ Program Rules and Requirements. A summary, not legal advice.

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